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Terms of Use

Thank You for Visiting Frugal Living Now

[Updated March 20, 2020]

By using this website, you agree to these Terms of Use. Please read the following completely.

If you do not agree to these Terms of Use, do not use Frugal-Living-Now.com or any part thereof.

Your use of this website or its contents constitutes your acceptance of and agreement with these Terms of Use.

Disclaimer

Frugal-Living-Now.com provides this website as a service.

While the information contained within this site is periodically updated, no guarantee is given that the information provided in this website is correct, complete, and/or up-to-date.

The materials contained on this website are provided for general information and entertainment purposes and do not constitute legal or other professional advice on any subject matter. Frugal-Living-Now.com does not accept any responsibility for any loss which may arise from reliance on information contained on this site.

Some links within this website may lead to other websites, including those operated and maintained by third parties. Frugal-Living-Now.com includes these links solely as a convenience to you, and the presence of such a link does not imply a responsibility for the linked site or an endorsement of the linked site, its operator, or its contents (exceptions may apply).

This website and its contents are provided “AS IS” without warranty of any kind, either express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

Medical Disclaimer

The information on Frugal-Living-Now.com is not intended to diagnose or prescribe any medical condition or treatment. If used, this information should be used in cooperation with your doctor or health care practitioner to solve your health problems.

In the event you use the information contained on Frugal-Living-Now.com yourself, you are prescribing for yourself, which is your right, but the author(s), publisher and owner of  Frugal-Living-Now.com assume no responsibility for you, your condition, or the outcomes of your self-treatment.

FDA Required Disclaimer: Statements provided on this website are for informational purposes only. These statements have not been evaluated by the Food and Drug Administration. This product is not intended to diagnose, treat, cure or prevent any disease.

Advertiser and/or Affiliate Disclaimer

The Federal Trade Commission requires disclosure of any relationship between a product manufacturer or service provider and a website when that site posts articles about or makes referrals to a product or service. Frugal-Living-Now.com is NOT paid to do reviews. If a merchant provides a product or service for evaluation, the author(s) of Frugal-Living-Now.com their honest assessment of the product or service without regard for potential sales of that product or service.

Frugal-Living-Now.com contains, both within the text of the body copy and in separate, stand-alone display, links to other websites that may offer products and/or services. If you click on those links and/or purchase products or services through those links, Frugal-Living-Now.com may receive a commission on that purchase. The price you pay, however, is not affected.

Frugal-Living-Now.com is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
 
Frugal-Living-Now.com also hosts display ads and banners which are selected by Google or other third-party advertisers and are presented to the viewer based on data collected by Google or other third-party companies. Frugal-Living-Now.com has no control over these ads and takes no responsibility for the content of the ads and does not offer any guarantee or warranty of the products or services offered in those ads. For more information about Google ads and policies, please see the Privacy Policy.

Copyright

All materials on Frugal-Living-Now.com, wholly or in part, are protected by copyright under international conventions. No part of this site may be copied, reproduced, reformatted, republished, re-transmitted, sold, placed in permanent storage, or used in any way, on- or offline, without the prior written consent of Frugal-Living-Now.com except that permission is given for the downloading and temporary storage of one or more of these pages for the purpose of viewing on a personal computer.

Submissions

All comments, suggestions, ideas, questions, photographs, graphics, or other information submitted to Frugal-Living-Now.com though the site or otherwise (other than information specifically protected under the Privacy Policy) becomes the sole possession of, and falls under the copyright of, Frugal-Living-Now.com and may be used for any purpose without compensation to the submitter. Making a submission to Frugal-Living-Now.com constitutes the submitter’s acknowledgement of this policy.

Copyright Infringement

Frugal-Living-Now.com recognizes and respects the intellectual property rights of others and we comply with the Digital Millennium Copyright Act of 1998, Title 17 of the United States Code, section 512 (DMCA).

In accordance with DMCA, Frugal-Living-Now.com will respond promptly to claims of copyright infringement that are correctly reported to our Designated Agent following the reporting procedure outlined below.

The Designated Agent can be reached via our DMCA Designated Agent Contact here.

Procedure for Making Claim of Copyright Infringement

If you are a copyright owner (or are legally authorized to act on behalf of the copyright owner) and you believe that your copyright has been infringed by Frugal-Living-Now.com, report your notice of infringement to us by providing our Designated Agent a written notification of claimed infringement that includes the following pursuant to 17 U.S.C. s 512(c):

(i) A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.

(ii) Identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works at a single online site are covered by a single notification, a representative list of such works at that site.

(iii) Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit Frugal-Living-Now.com to locate the material.

(iv) Information reasonably sufficient to permit Frugal-Living-Now.com to contact the complaining party, such as an address, telephone number, and, if available, an email address.

(v) A statement that the complaining party has a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law.

(vi) A statement that the information in the notification is accurate, and under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.


Frugal-Living-Now.com will investigate notices of copyright infringement and take appropriate action(s) under the DMCA.

Contact with Frugal-Living-Now.com regarding copyright that does not follow this procedure may not receive a response.

Changes to the Terms of Use

Frugal-Living-Now.com reserves the right to make changes to these Terms of Use. If there is a material change in these practices, it will be indicated on this site that the Terms of Use have changed and a link will be provided to the new policy. Frugal-Living-Now.com encourages you to periodically review these Terms of Use.

Thank You

Thank you for taking the time to read these Terms of Use. Please also read the Frugal-Living-Now.com Privacy Policy.

If you have any questions or comments about Frugal-Living-Now.com please click on this link and/or use the Contact page.

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